Regular Saver

Build a regular savings account with us and become eligible for our lowest loan interest rates.

Open a Regular Saver account

How the Regular Saver Works

The Regular Saver is our traditional credit union savings account. You build up a pot over time, and once you’ve been saving for a short period, you can apply for a loan linked to your savings.

  • Save from £10 per month
  • No set maximum monthly limit, as long as it’s realistic and affordable for you
  • Maximum total savings balance of £45,000
  • Save via Standing Order or straight from your wages via payroll
  • After 12 weeks of saving, you can apply for a loan
  • Eligible members may receive an annual dividend on their savings
  • Borrowing is based on your savings and assessed to make sure it’s affordable, and is offered at our lowest interest rates
  • You’ll continue saving as you repay your loan, so your pot grows alongside it

Who it’s for

The Regular Saver suits people who want a straightforward way to build savings steadily and keep the option of fair, affordable borrowing open for the future.

Start with a Regular Saver account

Open a regular savings account online or speak to our team if you’d like help setting it up.