Payroll saving, made simple.
Save directly from your wages or set it up for your employees, with support from the Wirral Credit Union payroll deduction scheme.
How payroll saving works
Payroll deduction lets you save straight from your wages.
The money is automatically transferred to your Wirral Credit Union account before it reaches your bank, so saving happens automatically and stays consistent.
Many of our members tell us that payroll saving removes the worry of putting money aside. It makes managing money feel simpler.
If you’re an employee
Saving through payroll means you don’t have to remember to move money each month. It happens in the background, so your savings build in a steady, manageable way.
Once you’ve started saving, you can apply for payroll deduction loans, such as a Payroll Saver of up to three times your savings at our lowest interest rate. We’ll always talk it through with you and only suggest what feels realistic.
If you’d like to start saving via payroll, get in touch.
If you’re an employer
Payroll deduction is a simple workplace benefit that genuinely supports staff wellbeing. When saving happens automatically, it helps reduce money worries, and that can mean fewer stress-related absences and better staff retention over time.
There is no cost to your organisation. Deductions are processed through your existing payroll systems, usually via BACS, and our team supports you and your staff every step of the way.
If you’re an employer and would like more information on how to set up the scheme, please get in touch.
Organisations using payroll deduction
We work with trusted employers across the Wirral and surrounding area, including councils, NHS trusts, schools, charities and local organisations.
If your organisation isn’t listed, we can help you set up a payroll deduction scheme for your team.
Let’s get started
For employees
If payroll saving is available where you work, you can easily join and start saving straight from your wages. Or if you’re unsure where to start, our team is here to talk things through.
For employers
If you’re interested in payroll saving for your staff, get in touch. We’ll explain how it works and support your team through setup.