Join Wirral Credit Union

You can become a Wirral Credit Union member if you live or work in a CH postcode.

When you apply, you’ll be required to make an initial deposit of £10, which goes into your savings.

Choose how you’d like to join

Become a member

If you’d like to open a savings account and start saving, you can apply online below.

Once your application has been approved by our team, your savings account will be opened, and you can start putting money aside.

Open Savings Account

Apply for a loan and become a member

If you’d like to borrow, you can apply for a loan as part of your membership application.

Once your application has been reviewed, our team will contact you about the next steps. If your application is successful, your membership will be automatically created.

Apply for a loan

How to become a member

Join online 

Complete the form with your details, and our team will review your application and contact you.

Become a member

Join in person
Join in person
Go through the membership process in person at one of our branches.
What you’ll need

  • Proof of identity (passport or driving licence)
  • Proof of address (utility bill)
  • Proof of income (bank statement)
  • £10 to open your savings account

What happens next

We’ll check your application and get in touch to confirm your membership.
Once you’re a member, you can start saving and, if you wish, apply for a loan.
If you have any questions at any stage, you can contact us.

Why become a member?

  • Fair and affordable borrowing

    Loans with fair rates and repayments agreed together based on what feels manageable for you. 

  • Flexible saving

    Save weekly, monthly or whenever it suits you. Many members use our payroll scheme, so saving happens automatically in the background. 

  • Local and not-for-profit

    We’re here to support people who live and work in the Wirral and surrounding area. Money is reinvested into the community to support others. 

  • Support that’s real

    People tell us they feel listened to and not judged. Our team is here to help when money feels complicated or overwhelming. 

Ready to get started?

Join Wirral Credit Union online in a few minutes.

Join online