Helpful credit union resources

Welcome to our Community Hub. Discover handy resources to help with your money.

Spend some time looking at what works for you and see what’s manageable before making any decisions. Is there something you need that’s missing? Have your say as a member of our community credit union.

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Loan calculator

See what your monthly repayments could be for different loan amounts and terms. This is just a starting point to check what works for you – using it doesn’t affect any application.

Budget planner

Write down what comes in and what goes out each month. You can see what’s left over and spot where things are tight. Our Budget Planner helps you work out what’s realistic.

Benefits calculator

Check what support you may be entitled to and see what’s available. It only takes a few minutes and gives an estimate.

Clicking this link will redirect you to the MoneyHelper website.

Better money management

Read our credit union resources and articles on everyday money topics, like budgeting and managing bills, with practical tips you can use straight away.

Insights

Learn how to manage your money with confidence through our credit union news and updates, from everyday budgeting to long-term planning. Our articles are financial resources designed to help you seize control.

05/06/2026

How to Start Saving (Even If Money Is Tight)

1. Start small—and keep it realistic You don’t need to aim for hundreds of pounds straight away. Even saving: can build up over time….

05/06/2026

Why Choose Wirral Credit Union Over a Bank?

We’re owned by our members Unlike banks, we’re not driven by shareholders or profit targets. We’re owned by our members—people just like you who…

30/04/2026

Download our Mobile App

Simply click on the app store icon you use below to download or just search Wirral Credit Union in your app store. The app…

30/04/2026

Consumer Duty

Consumer Principle Wirral Credit Union is expected to have the interests of members at heart and treat them fairly. We must strive to deliver…

10/04/2026

What is Open Banking?

Is open banking safe?Open banking is one of the safest ways to share your financial data.As a consumer, you control: You never have to…